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CKMS 102.7 FM: Radio Waterloo

Reader’s Delight Episode 25, December 28, 2025

Episode XXV of Reader’s Delight features authors Lindsay Mayhew, Connor LaFortune, Kyle Flemmer, and Vanessa Ricci-Thode.

Lindsay Mayhew and Connor LaFortune join us to discuss the evolution of the anthology they co-edited, A Thousand Tiny Awakenings, and to read their own contributions to the collection.
Social media: @lindsaymayhewpoet
NMKNS.ca
Books: A Thousand Tiny Awakenings

Kyle Flemmer talks about his work as a multi-media artist and reads from his recent poetry collection Supergiants (Wolsak and Wynn), as well as sharing with us about his upcoming book The Wiki of Babel. Website: kyleflemmer.com Instagram: instagram.com/kyle_flemmer Supergiants TzAR: Pixel Art Anthology Barcode Poetry Vanessa Ricci-Thode is back to talk about the last book in her Fireborn series, Favour Fire, and to read from the book. thodestool.ca/books vriccithode.itch.io/ books2read.com/rl/fireborn-series ♦ radiowaterloo.ca/wp-content/uploads/2025/12/Readers-Delight-Episode-25-December-2025-trimmed.mp3

Kitchener Baptist Sermons

Dealing With the Unknown

As we stand on the edge of a new year, read more...

CKMS 102.7 FM: Radio Waterloo

David Par Radio Presents The All Out Show

We have a jam packed show full of old school and new school music!

Sit back and turn that ish up!

radiowaterloo.ca/wp-content/uploads/2025/12/DavidParRadioTheAllOutShowSuccess.mp3

Kitchener Baptist Sermons

A New Beginning With God

As we stand on the threshold of a new year, read more...

CKMS 102.7 FM: Radio Waterloo

Something Else

♦Something Else

Winner of the 2024 Neskie Manuel Award for Aboriginal Affairs and Culture Programming!

Hi, I’m Coulee – welcome to the Something Else universe. In this podcast you will follow three Indigenous protagonists as your tour guides into the triumphs and struggles of contemporary Indigenous peoples. The something else universe was born from a yearning to create the sanctuary my own nervous system needed. It is a space where rage is celebrated, dreams are cultivated, rest is centered, and heroes are born. Just as its name suggests this podcast is unlike any other, it pulls elements and action from our world now and skillfully weaves them anew in this narrated Indigenous futurism landscape. It is my wish that this marks the beginning of a very long, very ancient journey together, listener and storyteller.

In a recent country wide poll on turtle island indigenous peoples were excluded from the stats, making them categorical “something else”. As Indigenous people the popular belief is that we live somewhere between marginalized and extinct. This podcast invites the listener deep into the space between the lines, outside the margins, it embraces… “other”.

The something else universe was created, written, voice acted, soundscaped, produced and edited by me, Kat “Coulee” Ross. Special thanks to the staff and volunteers at CFUV 101.9FM. Original score and music by Reil8 of @the_r.a.p_ Artwork generated by AI programs, Midjourney and DALL-E.

Something Else has only three episodes, hosted by Coulee Ross. The episodes air on CKMS-FM on Wednesdays from 11:00am to Noon on 7 and 21 January, and 4 February 2026.

Featured Image of Coulee Ross from groundedfutures.com/on-belonging-coulee-ross/.


CKMS 102.7 FM: Radio Waterloo

Synthetronic 80s – Episode #4 – 2025-12-27

radiowaterloo.ca/wp-content/uploads/2025/12/Synthetronic80s_Ep.4_2025-12-27.mp3

Download: Synthetronic 80s – Episode #4 (MP3, 80 MB, 58m00s)

TIME TITLE ARTIST 00:40 Heaven Is A Place On Earth (Heavenly Version) Belinda Carlisle 06:33 You’re What I Look For Glass Tiger 10:19 Is It Love (Extended Edit) Mr. Mister 14:57 She Wants To Dance With Me Rick Astley 18:08 Dial My Number The Back Bag 23:36 Don’t Go Yazoo 29:39 Mad World Tears For Fears 33:04 Two Tribes (Fluke’s Minimix) Frankie Goes To Hollywood 36:51 1999 (Edit) Prince 40:21 Catch The Fire Beau Geste 44:18 The Final Countdown (Extended Version) Europe 49:22 [spoken interlude] 55:16 Popcorn (ZYX Edit) Magic Men

Synthetronic 80s airs on CKMS-FM 102.7 on Saturdays from 8:00pm to 9:00pm.

Click here to go to the Synthetronic 80s homepage

Debt Free in 30 Minutes

591 – Why Debt Is Rising, but Bankruptcies Aren't (Yet) — and 2026 Insolvency Predictions for Canadians

Debt is at record highs, yet insolvencies are flat. Why? In this episode of Debt Free in 30, Licensed Insolvency Trustees Doug Hoyes and Ted Michalos explain a financial paradox that's leaving millions of Canadians stressed, exhausted, and confused.

The answer isn't that people are okay. It's that people are enduring.

If you're paying your bills but still feel like you're drowning, this episode is for you.

Coming Up Next

Next episode: a special double episode with David Chilton (The Wealthy Barber) — a practical conversation about money, debt, and what Canadians are really facing heading into 2026.

2025 Predictions Show

Office of the Superintendent of Bankruptcy, Insolvency Statistics

Statistics Canada, Household debt levels (including credit cards) Statistics Canada, CPI (Inflation)

Mortgage Rates, Bank of Canada Hoyes Michalos Homeowners Bankruptcy Index

TransUnion, Canadian Consumer Debt Continues to Grow Despite Macroeconomic Relief

Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario

In This Episode, You'll Learn:

· Why people don't file when debt rises — they file when cash flow breaks

· How inflation pushed credit card balances higher without immediate defaults

· Why paying the minimum isn't a solution — it's a delay

· How balance transfers and mortgage equity are masking financial stress

· Why insolvencies tend to stay flat, then jump

· What would trigger a surge in personal insolvencies

· Our 2026 insolvency predictions for Ontario

· Why relief isn't failure — and how getting advice early preserves options (00:00) You're Not Failing — You're Enduring (02:30) Debt Is Exploding, So Why Aren't Bankruptcies Rising? (05:20) People Don't File When Debt Rises — They File When Cash Flow Breaks (08:10) Why Credit Card Debt Is Rising Without Defaults (11:00) Paying the Minimum Is Buying Time — Not Solving the Problem (14:00) Who's Carrying the Debt Now (And Why That Matters) (17:10) Why Inflation Changed How Insolvencies Work (20:20) The Hidden Delay: Interest Rates Haven't Fully Hit Yet (23:40) Mortgage Equity Is Masking Financial Stress (27:00) Why Insolvencies Don't Rise Gradually — They Snap (30:00) Why Convexity Shows Up Later (32:40) The Paperclip Effect: Endurance vs. Breaking (34:10) What Would Trigger a Surge in Insolvencies? (35:30) Our 2026 Insolvency Predictions (38:00) Relief Isn't Failure — It's a Reset Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.


CKMS 102.7 FM: Radio Waterloo

New Music Added to Libretime + Horizon Broadening Hour #111

What’s up, y’all? The show still airs on Sunday at 10:00 PM, but due to the weather today, a family event got postponed by a couple of days, right when I would be recording the show, so my schedule’s a bit wonky and I’m putting everything together early. Hey, you benefit by finding out what I’ve added to Libretime this week earlier than usual!

The Spuds Mackenzies Pink Pony Club – Single Rock CanCon Dave Soroka Dale Avenue Folk CanCon Dave Soroka Off-Leash Heaven Folk Tracks 4 and 8 are explicit CanCon Kim Kondrasoff Are You Sure – Single Pop CanCon Kim Kondrasoff As We Continue (to drive each other insane) – Single Pop CanCon Kim Kondrasoff If I Only Had A Clue – Single Pop CanCon Kim Kondrasoff It’s a Hot Night in Surrey – Single Pop CanCon Kim Kondrasoff Let It Go – Single Pop CanCon Kim Kondrasoff Like a Wolf in a Cathedral – Single Pop CanCon Kim Kondrasoff The Time is Always Right – Single Pop CanCon Lexxi Raine The Grief Case – EP Pop No Kim Kondrasoff Let the Madness Begin Pop CanCon Various Artists Now & Then Pop CanCon Kim Kondrasoff Red Shoes Pop CanCon Andrew Kavadas Red Silk Fan – Single Pop CanCon Reid Jamieson Songs for a Winter’s Night 2 Folk CanCon Reid Jamieson Live for the Holidays Christmas CanCon Stink Breath Best on 70’s – EP Punk No Johnny Beachit Hurricanes and Business Deals – Single Country No Johnny Beachit She Loves You From a Distance – Single Country No

Here is Sunday’s Horizon Broadening Hour:

radiowaterloo.ca/wp-content/uploads/2025/12/The-Horizon-Broadening-Hour-111.mp3

Tracklist:

Fhae – the egg
Amirtha Kidambi’s Elder Ones – Farmer’s Song
Rick Sparks – A Time To Heal
The Legendary Ten Seconds – Old Torquay Adverts
Dave Soroka – Getting Ready for Winter/Renos Squirrel
Johnny Beachit – Hurricanes and Business Deals
Kim Kondrashoff & Sandra Capadouca – As We Continue (to drive each other insane)
Andrew Kavadas – Red Silk Fan
Loretta Lee – The One Thing That Keeps Me Alive
Reid Jamieson – Canadian Sunset
Starbuck – I’ll Be There To Take You Home
Stink Breath – Best On 70’s
Teethout – Down on Richmond
Les Batards – La Voisine
Two Tonne Machete – Pigs Pigs
Outlying – Streets of Rats and Vultures
Engrupid Pipol – Animal Inteligenz
Liminal Spirit – A Better Place
The Jack Rubies – Are We Being Recorded?
WOLF WHISTLE WOUNDS – The Gaslight District
Royal Commission – Emotional Support Australian
Binoculars – All Things Considered
Me, You, and My Metronome – Cut Back the Sound
Jag One – Two Lightning Strikes
Strawberry Alarm Clock – Live Water

See y’all in the new year!

CKMS 102.7 FM: Radio Waterloo

Classical Coffee Break Episode 39 – 12.25.25

Two versions for Episode 39, a one-off version with a special piece at the end for Christmas Day, and a version with a different ending for repeats during other times of the year (see further down the page).

Version 1 with Christmas ending:

radiowaterloo.ca/wp-content/uploads/2025/12/Classical-Coffee-Break-Ep-39-Christmas-Edition-12.25.25.mp3 01:04 Jean Sibelius Symphony No. 1 in E Minor, Op. 39: I. Andante, ma non troppo – Allegro energico Philadelphia Orchestra, Eugene Ormandy, conductor 12:45 Joseph Canteloube Chants d’Auvergne: Berceuse (Arr. for Cello and Orchestra) Sol Gabetta, cello, Prague Philharmonic Orchestra, Charles Olivieri-Munroe, conductor 15:36 Phillippe Verdelot Ultimi miei sospiri The King’s Singers, Anthony Rooley, conductor 20:07 Jules Massenet La Vierge / Scene 4; The Assumption: The Last Sleep of the Virgin The New Symphony Orchestra of London, Raymond Agoult, conductor 25:11 Fernando Sor Duets, Op. 61: No. 1. Allegretto Wilma van Berkel, Robert Kubica, guitars 27:30 Ralph Vaughan Williams String Quartet No. 2 in A Minor: IV. Epilogue: Andante sostenuto Maggini Quartet 33:07 Johann Sebastian Bach Gloria in excelsis Deo, BWV 191: No.1, Gloria in excelsis Deo Tafelmusik Baroque Orchestra and Chamber Choir, Ivars Taurins, conductor 39:10 Felix Mendelssohn String Quartet in E Minor, Op. 44 No. 2, MWV R26: III. Andante Cherubini Quartett 46:37 Ralph Vaughan Williams Fantasia on Christmas Carols Thomas Allen, baritone, Corydon Singers, Matthew Best, conductor

 

Version 2 with regular (non-Christmas) ending:

radiowaterloo.ca/wp-content/uploads/2025/12/Classical-Coffee-Break-Ep-39-Regular-non-Christmas-Edition.mp3 01:04 Jean Sibelius Symphony No. 1 in E Minor, Op. 39: I. Andante, ma non troppo – Allegro energico Philadelphia Orchestra, Eugene Ormandy, conductor 12:45 Joseph Canteloube Chants d’Auvergne: Berceuse (Arr. for Cello and Orchestra) Sol Gabetta, cello, Prague Philharmonic Orchestra, Charles Olivieri-Munroe, conductor 15:36 Phillippe Verdelot Ultimi miei sospiri The King’s Singers, Anthony Rooley, conductor 20:02 Jules Massenet La Vierge / Scene 4; The Assumption: The Last Sleep of the Virgin The New Symphony Orchestra of London, Raymond Agoult, conductor 12:27 Fernando Sor Duets, Op. 61: No. 1. Allegretto Wilma van Berkel, Robert Kubica, guitars 27:21 Ralph Vaughan Williams String Quartet No. 2 in A Minor: IV. Epilogue: Andante sostenuto Maggini Quartet 33:20 Johann Sebastian Bach Gloria in excelsis Deo, BWV 191: No.1, Gloria in excelsis Deo Tafelmusik Baroque Orchestra and Chamber Choir, Ivars Taurins, conductor 39:34 Felix Mendelssohn String Quartet in E Minor, Op. 44 No. 2, MWV R26: III. Andante Cherubini Quartett 46:44 Ludwig van Beethoven Symphony No. 5 in C Minor, Op. 67: II. Andante con moto Berlin Philharmonic, Herbert von Karajan, conductor 57:08 Johann Sebastian Bach Prelude and Fugue in C (Well-Temered Clavier, Book 1, No. 1), BWV 846: Prelude Friedrich Gulda, piano

 


Across Her Table

Episode 7 Promo- Nada Khatib

-/-

CKMS 102.7 FM: Radio Waterloo

Regime Radio – December 25: Music with Drew Rouse, Bob Marley & Righteous – interview with Michael Clayton regarding going to college with a disability – DJ set with RVN

radiowaterloo.ca/wp-content/uploads/2025/12/audiolog-txer-start-2025-12-25T20_00_27.mp3 8:01-9:00 PM- Drew Rouse – Chicken Hawks, The Mountain, Yuletid. Followed by interview with Michael Clayton, talking about barriers while attending college. Followed by Bob Marley: Coming in From the Cold, Pimpers Paradise, Zion Train, Redemption Song, Could You Be Loved, So Much Trouble in The World, Zimbabwe. – And When We Party – Righteous ft Pro-Logic, DJ Ron Nelson, Mr Q. radiowaterloo.ca/wp-content/uploads/2025/12/audiolog-txer-start-2025-12-25T21_00_27.mp3 9:00-9:59 PM- RVN  open format DJ  @RVNWAV on YouTube

 

Support Provided by Westminster Security Services – for Security Requests: 1 (519) 616-9050 available 24/7 – Canadian company. radiowaterloo.ca/wp-content/uploads/2025/12/251017_2030_01.mp3

 


CKMS 102.7 FM: Radio Waterloo

MusicWithKaraShaw

radiowaterloo.ca/wp-content/uploads/2025/12/MusicWithKaraShaw251226.mp3

O Come All Ye Faithful – John Francis Wade

Joy To The World – George Frederick Handel

The First Noel – William Sandys

We Three Kings Of Orient Are – John Henry Hopkins

Mary Did You Know – Buddy Greene/Mark Lowrey

Ukranian Bell Carol – Mykola Leontovych

Charlie Brown Theme Song – Vince Guaraldi

Christmas Time Is Here – Vince Guaraldi

O Christmas Tree – Vince Guaraldi

Winter Wonderland – Felix Bernard

Its The Most Wonderful Time Of The Year – George Wyle

Let It Snow – Jule Styne

Its A Marshmallow World – Peter DeRose

 


CKMS 102.7 FM: Radio Waterloo

The Clean Up Hour, Mix 350

What’s up, y’all? Merry Christmas! In keeping with the Christmas spirit, tonight is the the worst of the year. More than two hours of unbridled hating and negativity. Didn’t even throw in a mix of good music. Just a foul note for everyone. See y’all in the new year for the best of.

Listener discretion is even more advised than usual.

radiowaterloo.ca/wp-content/uploads/2025/12/The-Clean-Up-Hour-Mix-350-December-26-2025-radio.mp3

Cordial Catholic, K Albert Little

Rediscovering Christ in Catholicism after 40 Years of Running! (w/ Jeff Lukich)

-/-

CKMS 102.7 FM: Radio Waterloo

Radio Nowhere Episode 94 (Christmas 2), 12/21/24

radiowaterloo.ca/wp-content/uploads/2024/12/RadioNowhere241221Episode94Christmas2.mp3

Download: radiowaterloo.ca/wp-content/uploads/2024/12/RadioNowhere241221Episode94Christmas2.mp3, 57m46s, 79.0 MBytes

Mele Kalikimaka Bing Crosby, The Andrews Sisters Christmas Time Bryan Adams Christmas Must Be Tonight The Band Christmas Vacation Katie Campbell Dominik Hauser Run Rudolph Run Chuck Berry Where Are You Christmas Faith Hill Christmas Tears Freddie King God Only Knows The Beach Boys Count Your Blessings Instead Of Sheep Jennifer Nettles Both Sides Now Joni Mitchell Believe Josh Groban Cool Yule Louis Armstrong – Have A Little Faith Michael Keaton (The Jack Frost Band) Put A Little Love In Your Heart Jackie DeShannon Rockin’ on Top of the World Steven Tyler Silver And Gold Burl Ives Sleigh Bell Rock Three Aces And A Joker You’re A Mean One, Mr. Grinch Thurl Ravenscroft Jingle Jangle The Penguins

CKMS 102.7 FM: Radio Waterloo

Allison Brown’s Fireside Christmas Radio Hour

♦Allison Brown’s Fireside Christmas Radio Hour Every year, I go up to my snow-covered cabin in the woods deep in the forest of Northern Ontario to broadcast 90 minutes of a mix of Canadian and International, New, Classic songs beside my crackling fire..

Allison Brown’s Fireside Christmas Radio Hour is hosted by Allison Brown and airs on CKMS-FM on Wednesday 24 Decemeber 2025 from Noon to 2:00 pm and again on Thursday 25 December 2025 from 4:00pm to 6:00pm.

Music List Artist Song Title Album Title Year CanCon? Andrew Bird Skating HARK 2020   Jo Jo Worthington Winter Wonderland O Christmas   CAN Maddox Brothers & Rose Jingle Bells 1949 ‘45 with Silent Night   Jill Barber Sleigh Ride A Holly Jolly Jill Barber Christmas 2025 CAN Darlene Love Marshmallow World A Christmas Gift For You From Phil Spector 1963   Sierra Hull The First Snowfall Holiday Favourites Vol 1 2024   David Myles It Snowed It’s Christmas 2014 CAN Lynn Miles Let It Snow Winter 2015 CAN Dayna Manning O Snow Morning Light 2019 CAN Claire Lynch Snow Day Holiday 2015 CAN Maggie’s Wake Song For A Winter’s Night Close To Home EP 2025 CAN Rose Cousins I’ve Got My Love To Keep Me Warm Single 2023 CAN Squirrel Nut Zippers Winter Weather Christmas Caravan 1998 North Carolina   Sarah Vaughn Snowbound Snowbound 1962   Suzie Ungerlieder & Michael Johnston City Snow Decemberly 2018 CAN Fiona Apple Frosty The Snowman   2008   Emilie-Claire Barlow Little Jack Frost Get Lost Winter Wonderland 2007 CAN Stompin’ Tom Connors The Snowmobile Song My Stompin’ Grounds 1971 CAN The Invitations Skiing In The Snow   1965   Say She She Purple Snowflakes Purple Snowflakes/This Wintertime 2024   O Pears In The Bleak Midwinter Stay Warm 2018 CAN Skydiggers Good King Wenceslas Angels 2014 CAN Two Dollar Bill with Kelly Drew Silver Bells   2025 CAN June Christy Winter’s Got Spring Up It’s Sleeve This Time Of Year 1961   Hank Snow White Christmas Christmas With Hank Snow 1967 CAN Los Straitjackets Let It Snow Tis The Season for Los Straitjackets 2002  

CKMS 102.7 FM: Radio Waterloo

HYOS: The Tom X. Chao Show

♦HYOS: The Tom X. Chao Show Singer & songwriter Tom X. Chao of New York City presents several of his songs, including some from his new EP, “Music for Downtown Theater,” and his recent EP “Statement of Intent,” and one more. Tom’s songs range from power pop to new wave to somber ballads and even one featuring a string quartet. Please visit tomxchao.com for more information.

HYOS: The Tom X. Chao Show is a Host Your Own Show Special Presentation hosted by Tom X. Chao and airs on CKMS-FM on Friday, 5 December 2025 from 8:30 pm to 9:00 pm.

Now with a repeat presentation at 8:30pm Monday 22 December 2025!

radiowaterloo.ca/wp-content/uploads/2025/11/HYOS-The-Tom-X.-Chao-Show.mp3 Start time Title Artist 0:00 Opening   0:10 Moving Back to Hollywood (song) Tom X. Chao 2:59 Announcer   3:39 Culture Jamming! (song) Tom X. Chao 6:38 Cannot Be Denied (song) Tom X. Chao 9:09 Announcer   10:12 Lower Your Standards (song) Tom X. Chao 13:07 Break   13:14 I Have Heard (Clean) (song) Tom X. Chao 17:15 Announcer   19:03 I Wish I Were Pretty (song) Tom X. Chao 22:43 Announcer    25:04 It’s Too Early to Celebrate Christmas (song) Tom X. Chao

CKMS 102.7 FM: Radio Waterloo

New Music Added to Libretime + Horizon Broadening Hour #110

What’s up, y’all? First up, here is what I have added to Libretime since last week:

Johnny Beachit Christmas in the Keys Country / Christmas No Mo Mcmorrow Christmases With Snow – Single Folk / Christmas CanCon fhae Life in Cycle Ambient No Nadia Tagoe Love Me For Christmas – Single Pop / Christmas CanCon/KWCon TeethOut Here We Go Punk CanCon J Anders Save Me – Single Pop CanCon Me, You, and My Metronome Hooray for the Status Quo Punk CanCon Binoculars Damp Junk Punk CanCon Museums Lost In Your Head/Can’t Stop Thinking About It – Single Rock CanCon Jag One Sundowner Rock No KARU PERDITION Metal No Greystone Canyon Something Borrowed… Something New Rock No TRISKELYON Maelstrom of Chaos Metal CanCon Thunderor Pump Up The Volume – Single Rock CanCon Rick Maddocks Blue Horse Opera Folk CanCon Dennis Ferbey December’s Ancient Lights – Single Pop / Christmas CanCon Jude Columb Christmas in Cold Spring – Single Alternative / Christmas No The Shamrocks Christmas in Belfast – Single Folk / Christmas No The Whythouse Whiskey – Single Country CanCon/KWCon The Jack Rubies Visions in the Bowling Alley Punk No Georgina Taylor What Child Is This – Single Pop / Christmas CanCon WOLF WHISTLE WOUNDS The Gaslight District – Single Rock No The Legendary Ten Seconds Churchward Road Folk No Neon Animal Santa’s Naughty List – Single Alternative / Christmas No Pythonic Decomposition Metal CanCon Silas Fernandes Carbon Purge Acceleration Metal No Royal Commission Emotional Support Australian – Single Alternative No Scheitan Wine for a Tormented Soul Metal No

Here is tonight’s Horizon Broadening Hour — the “60% Christmas special!” Even if I included the Christmas music I played across the last two weeks, we wouldn’t have had quite enough for a full two hour show, so the first 70 minutes are Christmas, at least, and the rest is new, non-Christmas music.

radiowaterloo.ca/wp-content/uploads/2025/12/The-Horizon-Broadening-Hour-110.mp3

Tracklist:

Nadia Tagoe – Love Me For Christmas
Angie Faith – The Christmas Song
Margaret Dorn and the Accidentals – Frosty the Snowman
The Gulley Family – I Love Christmas
Michelle Joly – All I Want for Christmas (Dreams Come True) [feat. YNG Bear)
Blue Eye Red – Christmas With You
Dennis Fereby – December’s Ancient Lights
Georgina Taylor – What Child Is This
The Nolas – So Much Fun This Christmas New Year’s Party Rock Anthem
The Big Christmas Crew – But Santa, I Can Explain
Robert Peterson and the Crusade – Joys of Christmastime
Dead Pollys – Xmas Evening
Joseph Schertz – Merry Karma Christmas
Jamie Hoover – Surfin With Santa
Neon Animal – Santa’s Naughty List
Mossy Ledge – Christmas Lights
Johnny Beachit – Santa’s Coming to Key West
The Shamrocks – Christmas in Belfast
Mo Mcmorrow – Christmases With Snow
Jude Columb – Christmas in Cold Spring
Twilight Phenomenon – Lunar Reflections
Igor Lisul – The Valley of Flowers
kpec3 arrival – heaven’s gate
The Whythouse – Whiskey
Rick Maddocks – Don Esteban and His Bastard Daughter
Dual Dialect – Conglomerate III – Meme-Leak Mosaic
Ilhan Ersahin – Asmali
Steve Ross – All I Need is the Girl

See y’all next time, and Merry Christmas, folks!

Kitchener Baptist Sermons

Preparing Your Heart for a Truly Blessed Christmas

Choose Jesus at Christmas Choose Jesus at Christmas, and you read more...

CKMS 102.7 FM: Radio Waterloo

David Par Radio Presents The All Out Show

I have a jam packed show today!

radiowaterloo.ca/wp-content/uploads/2025/12/DavidParRadioTheAllOutShow1.mp3

We sat down with Blaine Sharp to discuss his track The First Snowfall, which has reached over 100k streams! We discuss how James Cameron is rejecting the 51st state talk, the holiday season, what’s trending and we play the hottest old school and new school music!

 


Kitchener Baptist Sermons

God Said Nothing—Until He Said Everything

For four hundred years, it seemed like heaven went quiet. read more...

CKMS 102.7 FM: Radio Waterloo

CKMS Community Connections for 15 December 2025: KWCon Christmas Music

  • Notes
  • Podcast
  • Index
  • Video

Show Notes
♦ 

There was no guest in the studio today, so Bob played some KWCon Christmas music by Waterloo Region musicians. Except for The Small Town Titans, but Bob couldn’t let such a catchy tune escape unplayed.

Podcast

radiowaterloo.ca/wp-content/uploads/2025/12/ckms-community-connections-2025-12-15-episode236-kwcon-christmas-music.mp3

Download: ckms-community-connections-2025-12-15-episode236-kwcon-christmas-music.mp3 (53 MB, 57m43s, episode 236)

Index
Time Title Album Performer Artist Creator 00:47 CCCtheme ♦ Steve Todd 01:18 You’re A Mean One, Mr. Grinch ♦ Small Town Titans 05:32 Sleigh Ride ♦ Ed Ringwald and The Western Swing Authority 08:15 The Christmas Shopping Blues ♦ Kevin Westphal 11:12 Love Yourself ♦ Long Range Hustle 15:21 Christmas Changes ♦ Taylor Davison 19:40 Christmas is Coming ♦ Onion Honey 20:57 Christmas Parmesan 23:33 Christmas Comes by Rail 26:33 God Rest Ye Merry Gentlemen 29:14 This Christmas ♦ The Purpletones 32:35 Snow Came Falling ♦ Carla Muller 36:31 Silent Night – Stille Nacht 40:36 Chasing A Star 44:20 Leise Rieselt Der Schnee 47:02 Hold Me Close ♦ Amanda Kind 49:56 All I Want for Christmas is You ♦ I, the Mountain & Friends 54:36 Santas On His Way ♦ Brian Chris 56:20 Shchedryk ♦ Anita Eccleston 57:57 CCCTheme Instrumental Extended ♦ Steve Todd

CKMS Community Connections Hour One airs on CKMS-FM 102.7 on Monday from 11:00am to Noon, and Hour Two airs alternate Fridays from 3:00pm to 4:00pm.

Got music, spoken word, or other interesting stuff? Let us know at ccc@radiowaterloo.ca or leave a comment on our “About” page.

♦Subscribe to the CKMS Community Connections podcast!

♦See all CKMS Community Connections shows!

Bonus Video


Video: CKMS Community Connections for Monday 15 December 2025 (YouTube)

Show notes and podcast interview content is Copyright © 2025 by the participants, and released under a ♦Creative Commons Attribution Only license. Copy, re-use, and derivative works are allowed with attribution to Radio Waterloo and a link to this page. Music selections are copyright by the respective rights holders. The theme music is written and performed by Steven Todd.


CKMS 102.7 FM: Radio Waterloo

Synthetronic 80s – Episode #3 – 2025-12-20

radiowaterloo.ca/wp-content/uploads/2025/12/Synthetronic80s_Ep.3_2025-12-20.mp3

Download: Synthetronic 80s – Episode #3 (MP3, 80 MB, 57m55s)

TIME TITLE ARTIST 00:42 Sunglasses At Night (Album Version) Corey Hart 05:52 We Run Strange Advance 09:45 Fade To Grey Visage 13:26 The NeverEnding Story (Club Mix) Limahl 19:26 You Keep Me Hangin’ On (Extended WCH Club Mix) Kim Wilde 25:44 Brand New Lover (Album Version) Dead Or Alive 31:02 The Look (Big Red Mix) Roxette 38:30 Winter Wonderland Eurythmics 41:54 Do They Know It’s Christmas? (Extended Mix 1985) Band Aid 47:56 [spoken interlude] 53:49 Deck The Halls Mannheim Steamroller

Synthetronic 80s airs on CKMS-FM 102.7 on Saturdays from 8:00pm to 9:00pm.

Click here to go to the Synthetronic 80s homepage

CKMS 102.7 FM: Radio Waterloo

HYOS: Shuffle Time

HYOS: Shuffle Time is a show where you get the experience of listening on shuffle without the chaos.

I love listening to my library on shuffle.♦ It gives me the chance to surprise myself with tracks I’d forgotten about, get more familiar with tracks I haven’t heard much, and spontaneously meet my old favourites again. Plus, I still get a kick from the whiplash of jumping from quiet folk to ecstatic dance music to abstract jazz. I won’t subject you to the complete disorder of shuffle, but I can give you a taste (with some of my own chatter on the side!). Expect music from any genre, any time period, anywhere in the world.

HYOS: Shuffle Time is hosted by Aaron Cornies and airs on CKMS-FM on Saturday 10 January 2025 from Midnight to 1:00am.


CKMS 102.7 FM: Radio Waterloo

The 100-Year Flight Plan: Engineering a Zero-Balance Landing for Executives

The Big Domino

Most investors are flying with the with the landing gear down. They have “parts”—a mortgage, an RRSP, an insurance policy—but they lack a unified machine. In this episode, Senior Wealth Strategist Kanwaljit (Sunny) Kochar reveals the 100-Year Flight Plan: a comprehensive engineering audit that integrates your debt, cash flow, and tax strategy into a single, aerodynamic system designed to survive the “40-Year Shock” of longevity.

What You Will Learn (Timestamps)
  • [03:00] Phase 1: The Takeoff (Kinetic Wealth) – Why paying cash for major expenses is a “Compound Fracture” that kills your momentum, and how to use the “Tax-Funded Multiplier” to reach altitude 3x faster.
  • [08:00] Phase 2: Cruising Altitude (The Protection Phase) – Surviving the 40-Year Shock. How to switch from “Dirty Fuel” (RRSPs) to “Clean Fuel” (Resilient Reserves) when market turbulence hits.
  • [14:00] Phase 3: The Landing (Decumulation) – The “Zero-Balance Landing” strategy. Why the goal isn’t to die with a full bank account, but to execute a strategic burn that leaves the CRA with nothing.
  • [30:00] The Passenger vs. The Pilot – A deep dive into the mindset shift required to move from reactive retail investing to proactive wealth engineering.
  • [45:00] The 5 Fs of a Rich Life – How engineering your Finance liberates your time for Faith, Family, Fitness, and Fun.
Visual Assets

Reference the “Hexavision Flight Plan Diagram” and the “Kinetic Wealth vs. Dead Equity” chart discussed in this episode.

Ready to Engineer Your Flight Plan?

You cannot fly this plane by guessing. Load your data into our simulator and see your financial future mapped out for the next 40 years.

DOWNLOAD THE 2026 WEALTH ENGINEERING GUIDE

Ready to execute? Book a Breakthrough Meeting with Sunny Kochar

Disclaimer: This content is for educational purposes only and does not constitute financial, tax, or legal advice. Strategies discussed involve risk and may not be suitable for everyone. Insurance products and Segregated Funds are provided through Carte Risk Management Inc. Consult with a qualified professional before making decisions.


Communitech

Dinah Davis on sharing stories of women in tech with Code Like A Girl

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Debt Free in 30 Minutes

590 – Will Your Investments Survive Serious Debt?

If you're carrying serious debt but also have money in an RRSP, TFSA, or other investments, one of the biggest fears is this: Will I lose everything if I get help?

Doug Hoyes and Ted Michalos, Licensed Insolvency Trustees, break down what actually happens to your investments when debt becomes unmanageable. They explain which assets are protected under Canadian insolvency law, which are at risk, and when cashing out savings can do more long-term harm than good.

CRA TFSA Contribution Calculator

Bankruptcy & Insolvency Act, paragraph 67

Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario (00:00) Debt and investments: will savings survive serious debt? (02:10) The fear of "losing everything" when seeking debt help (04:20) Pressure to cash in investments before asking for help (06:30) Using a TFSA to pay debt: when it makes sense (09:10) RRSP withdrawals and the real tax consequences (12:45) Why multiple RRSP withdrawals don't reduce total tax owed (15:30) What happens to RRSPs and pensions in bankruptcy (18:40) Which investments are not protected in insolvency (21:30) Consumer proposals vs. bankruptcy: what you keep (24:30) Can you still invest while repaying debt? Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other

CKMS 102.7 FM: Radio Waterloo

The Clean Up Hour, Mix 349

What’s up, y’all? Here is tonight’s All Things Considered — the 77th one, the last of this second round of Canadian artists, this one makes the case for Big Moves. A legend in the Halifax hip hop scene, he has spent the better part of 30+ years producing beats that constantly push MCs to explore the dungeons of rap and everything that can come from it. Time for all of us to get familiar.

radiowaterloo.ca/wp-content/uploads/2025/12/The-Clean-Up-Hour-Mix-349-December-19-2025-lq.mp3

All tracks are produced by Moves, unless denoted by *

Drunken Arseholes – Cancerous (S**t Blood)
Tachichi – My Employment Application
Horn – Sound the Horn
Governor Bolts – Find
Governor Bolts – Bride of Bolts
Awol One – Thunders Dying
Moves, Kaboom, & CEE!!! – Live Another Day
Hip Club Groove – Bay Oh Fun-Day
Tachichi – Boozehounds, pt. 1
Fatt Matt – Real Nova Scotian
Hip Club Groove – Voices
Tachichi & Buck 65 – Hatin It
Drunken Arseholes, King T, & Tachichi – I’m Blasted
Drunken Arseholes – A Little Trip to the Store
Fatt Matt – Chicken Burgered Up
Fatt Matt – The Villa
Tachichi – Choplifter
Drunken Arseholes – Rural P*mps Theme
Moves, Fatt Matt, & CEE!!! – Tell Me Where Dem H**s*
Drunken Arseholes – Women and Beer
Hed #3 & RC – Puke on a B***h
LXVNDR – Freak Baby L
Hip Club Groove – P**nostar
Drunken Arseholes & Hed #3 – C*m
Drunken Arseholes – ’73 Caprice
Hed #3 & Jay O Smooth – S***ty Car
Tachichi – Boozehounds
Moka Only – Peoples R Crazy
Moves & Buck 65 – Tour De Trance
Moves, Sixtoo, & Cheklove Shakil – Tagged Out
Tachichi, Kunga 219, Knowself, & Buck 65 – Heads Up
Horn & Birdapres – You Ain’t Gotta Trip
Hip Club Groove – Chickens & D***oes (Live Freestyle at Lees Palace, Toronto, 1995)
Tachichi – Nova Scotian 2 the Death (Interlude)
Renegade Synapsis – Watered Down Juice
Moves, Sebutones, & Renegade Synapsis – June ’98
Moves, Tachichi, Knowself, Kunga 219, Al Turdbeast, Buck 65, Kotep Omegatron, Mindbender, Druncnes, & Oracle the Newf – June ’99
Tachichi, Buck 65, Governor Bolts, Birdapres, B-Side, Mindbender, Obie, Gordski, Jay O Smooth, CEE!!!, Fritz the Cat, Kotep, & J-Ras – Spontaneous 2
Cousins of Def & B-Side – No Coast
Drunken Arseholes – Electronic Wiretap
Governor Bolts & Stubrock – We Told You
Moves – The Bill Lynch Midway
Moves, Buck 65, Birdapres, & Hubcity – Remember the Old School
Governor Bolts & Birdapres – Dreams
Fatt Matt, Ghettosocks, Engineer, Cee!!!, Zachariah, D-Vice, & Knowself – Unexpected
Tachichi – The Nice-Up
Moves, Jeff Spec, Stinkin Rich, & Ghettosocks – StankinSpeckledSocks
Hip Club Groove – Trip To Reality
Moves, Kaboom, & CEE!!! – Food
Governor Bolts – Overseeing Eye
Moves, Buck 65, & Lindsay Misiner – Sur Le Flex
Tachichi & Fatt Matt – Dreamscape
Kaboom – People Never Change
Josh Martinez – Raindance
Drunken Arseholes – The Unauthorized Biography of Motown
Drunken Arseholes – In Due Time (Death)
Tachichi – Hate Runs Deep 2015*
Drunken Arseholes – It Won’t Be Long (Death)
Knowself – The Flowers of Zero & Ignorance
Moves – Lonesome Highway Driver
Knowself – Technology (Spiritual Regression)
Governor Bolts – Sherry
Fatt Matt – Feeling Unusual
Knowself – Survival (A Handful of Humanism)
Governor Bolts – Re-Invaticanstated
Hip Club Groove – In My Life
Maxwell – Deny

See y’all next time!


CKMS 102.7 FM: Radio Waterloo

Classical Coffee Break Episode 38 – 12.18.25

radiowaterloo.ca/wp-content/uploads/2025/12/Classical-Coffee-Break-Ep-38-12.18.25.mp3

Or download file:

radiowaterloo.ca/wp-content/uploads/2025/12/Classical-Coffee-Break-Ep-38-12.18.25.mp3

Start Time Composer Title Performer 00:52 Antonio Vivaldi Concerto for 2 Oboes and 2 Clarinets in C Major, RV 560: II. Largo The King’s Consort, Robert King, conductor 03:13 Gaetano Donizetti L’elisir d’amore ? Act II: Una furtiva lagrima (Adapt. for Cello and Orchestra) Camille Thomas, cello, Brussels Philharmonic, Mathieu Herzog, conductor 07:29 Frederik Rung Albumsblade No. 43: Humoreske Alexandra Whittingham, guitar 08:18 Claudio Monteverdi L’incorazione di Poppea, SV 308 / Sento Un Certo Non So Che English Baroque Soloists, John Eliot Gardiner, conductor 12:27 Arcangelo Corelli Concerto Grosso in G Minor, Op. 6, No. 8, “Christmas Concerto”: I. Vivace – Grave, II. Allegro, III. Adagio – Allegro, IV. Vivace, V. Allegro, VI. Pastorale Ad Libitum: Largo Capella Istropolitana, Jaroslav Kr(e)chek, conductor 27:21 Alexander Glazunov Raymonda, Op. 57: Act I, Grand Adagio Esther Yoo, violin, Philharminia Orchestra, Vladimir Askenazy, conductor 32:06 Johann Sebastian Bach Sonanta for Solo Violin No. 1 in G Minor, BWV 1001: III. Siciliana (Arr. for guitar by Yang) Xuefei Yang, guitar 35:13 William Byrd Mass for 4 Voices: Kyrie Oxford Camarata, Jeremy Summerly, conductor 39:26 Michael Haydn Trumpet Concerto in C Major, MH 60: II.Allegro molto Crispian Steele-Perkins, trumpet, The King’s Consort, Robert King, conductor 43:57 Franz Liszt Wiegenlied, S. 198 Khatia Buniatishvili, piano 47:11 Antonio Vivaldi Sonata in C Minor F XVI No. 1: II. Largo Eroica Trio 51:57 Franz Xaver Biebl Ave Maria Wells Cathedral Choir, Matthew Owens, conductor

Cordial Catholic, K Albert Little

An Evangelical Pastor Discovers the Eucharist! #apologetics #catholicchurch #bible #biblestudy

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Kitchener Baptist Sermons

8 Things You Probably Didn’t Know About Christmas

The birth of Jesus is one of the best-known accounts read more...

Communitech

Building Digital Kitchener 2.0 with Nicole Amaral

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Cordial Catholic, K Albert Little

Discovering the Catholic Sacraments as a Family (w/ Katie and Tommy McGrady)

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Cordial Catholic, K Albert Little

It's Not Demons! Protestants Can't Explain These Miracles of Mary! (w/ Fr. Tony Stephens)

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CKMS 102.7 FM: Radio Waterloo

Radio Nowhere Episode 93 (Christmas #1), 12/14/24

radiowaterloo.ca/wp-content/uploads/2024/12/RadioNowhere241214Episode93Christmas1.mp3

Download: radiowaterloo.ca/wp-content/uploads/2024/12/RadioNowhere241214Episode93Christmas1.mp3, 57m5s, 79.0 MBytes

Put a Little Love in Your Heart Annie Lennox, Al Green Please Come Home For Christmas Eagles Song for a Winter’s Night Gordon Lightfoot Christmas in Prison John Prine Give Hope Jon Anderson River Joni Mitchell Blue Christmas Mary Margaret O’Hara Christmas Vacation Mavis Staples Getting Ready For Christmas Day Paul Simon Go Tell It On The Mountain The Blind Boys Of Alabama (featuring Tom Waits) Christmas Canon Trans-Siberian Orchestra Christmas On TV Chris Isaak Christmas Wrapping The Waitresses Little Drummer Boy Grace Jones I Saw Three Ships Barenaked Ladies I Believe in Father Christmas Greg Lake

CIGI/The Logic Big Tech Podcast

Wikipedia Won Our Trust. Can We Use That Model Everywhere?

It was an idea that defied logic: an online encyclopedia that anyone could edit.

You didn’t need to have a PhD or even use your real name – you just needed an internet connection. Against all odds, it worked. Today, billions of people use Wikipedia every month, and studies show it’s about as accurate as a traditional encyclopedia.

But how? How did Wikipedia not just turn into yet another online cesspool, filled with falsehoods, partisanship and AI slop? Wikipedia founder Jimmy Wales just wrote a book called The Seven Rules of Trust, where he explains how he was able to build that rarest of things: a trustworthy source of information on the internet. In an era when trust in institutions is collapsing, Wales thinks he’s found a blueprint – not just for the web, but for everything else too.

Mentioned:

The Seven Rules of Trust by Jimmy Wales and Dan Gardner

A False Wikipedia ‘Biography’ by John Seigenthaler (USA Today)

Machines Like Us is produced by Mitchell Stuart. Our theme song is by Chris Kelly. Video editing by Emily Graves. Our executive producer is James Milward. Special thanks to Angela Pacienza and the team at The Globe and Mail.

Photo Illustration: The Globe and Mail/Brendan McDermid/Reuters


Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

CKMS 102.7 FM: Radio Waterloo

CKMS News -2025-12-15- Police budget push-back as cops ask for another 20 million a year and a new building

CKMS News -2025-12-15- Police budget push-back as cops ask for another 20 million a year and a new building.

radiowaterloo.ca/wp-content/uploads/2025/12/CKMSNews-2025-12-15-PoliceBudgetPushBackAsCopsAskForAnother20MillionAYearAndNewBuilding.mp3

dan kellar
Kitchener, ON – As the Waterloo regional police ask for another $20,000,000 dollars to be added to their yearly budget, in addition to $173,000,000 for a new “communications centre”, residents and even some regional councillors are questioning the ballooning expenditures. A primary concern is that yearly multi-million dollar increases to the police budgets are starving other services of funding since council is pressured to keep tax increases low.

The Waterloo Region police budget, which was over $230,00,000 in 2025, has increased by more than $100,000,000 since 2014, and has more than doubled since 2013.  This year’s request of over $250,000,000 will represent over 30% of the regional budget.  In comparison, housing and homelessness services are budgeted at $165,200,000 for 2026.

The increase in the police budget will result in an average 6.75% property tax increase for regional residents, that’s another 57$ a month beyond all the previous yearly increases.

The police presented their budget to the Regional Council at the end of November and in a council meeting on December 3rd council heard from the police association and residents.  While the police say more money to the force and more cops “will help save residents” delegates noted that funding upstream services, such as housing options and mental health supports, have more impact on reducing crime than more armed cops with “boots on the ground”.

In a surprise move ahead of the budget vote on December 16th, Kitchener Mayor Berry Vrbanovic put forth a motion to block the police’s capital budget saying the new communications centre is “beyond their mandate” and it “is highly unlikely that all three emergency services would engage in this partnership in any foreseeable future”. However the same motion calls for the approval of the $20,000,000 yearly increase to the police budget.

This show features audio from both the December 3rd and November 26th council meetings.


WLU Staying Golden

Staying Golden - Episode 3: A Musician's Life with Jacob Moon

Welcome back to the Staying Golden Podcast, hosted by Narayan Subramoniam. In this episode, we talk with singer songwriter Jacob Moon to learn about how a Music degree at Laurier played a part in his successful musical career. Jacob also touches on the many hats a musician needs to juggle with, his hilarious entry into the world of music, and how music can heal the soul.

To learn more about Jacob Moon's upcoming events, visit: jacobmoon.com/events/

The closing out song is Jacob Moon's Acoustic Guitar Cover of 'In Your Eyes' by Peter Gabriel, used with permission of Jacob Moon. For the entire (beautifully rendered) song, hear it at: www.youtube.com/watch?v=1sOaBC5uyR8


CKMS 102.7 FM: Radio Waterloo

HYOS: Inside Shine – A Sonic Journey

♦HYOS: Inside Shine – A Sonic Journey is a special interview-style episode dedicated to the creation and evolution of the song Shine. In this episode, songwriter Sara Cicognani sits down with New York–based producer Vanessa Silberman, founder of A Diamond Heart Production and a key figure in the independent music scene with over twenty years of international experience.

Through an open and in-depth conversation, Sara guides Vanessa in sharing the full story behind the track: the initial inspirations, the studio process, the arrangement choices, and the development of Shine’s sonic identity. The interview highlights the blend of different musical influences — world music, synth-pop, and new-age atmospheres — that shaped a sound both grounded and ethereal.

The result is a 30-minute journey into the heart of the song, created for listeners who want to discover what happens behind the scenes of a musical piece: an authentic, technical, yet emotional story, perfect for music lovers, curious minds, and anyone fascinated by the creative process.

HYOS: Inside Shine – A Sonic Journey is a Host Your Own Show special by Sara Cicognani and airs on CKMS-FM on Saturday 20 December 2025 from 9:30am to 10:00am EST (15h30-16h00 CET), and again on Saturday 27 December 2025 from 12:01pm to 12:30pm EST (18h01-18h30 CET).

Duration: 30 minutes
Format: Interview
Host: Sara Cicognani (songwriter)
Guest: Vanessa Silberman (producer – A Diamond Heart Production, NYC)


CKMS 102.7 FM: Radio Waterloo

New Music Added to Libretime + Horizon Broadening Hour #109

What’s up, y’all? As always, first up, here is what I have added to Libretime since last week:

Tria Prima The Mortificatio Metal No Mossy Ledge Christmas Lights – Single Rock / Christmas CanCon The Fake Friends Sucker Born Every Minute – Single Punk CanCon Carina Snowball Effect – Single Pop / Christmas CanCon The Naysayers Everybody Comes Here To Die – Single Rock CanCon Dual Dialect Conglomerate [EP] Electronic No Dead Pollys Xmas Evening Punk / Christmas No core blo77er bulgaria Alternative CanCon Gao Hong, Royal Philharmonic Orchestra, & “The President’s Own” United States Marine Band Symphony of Self Classical No Discovery Through Torment Telesynthetic Rebirth Metal CanCon kpec3 arrival Heaven’s Gate – Single Rock No Blue Eye Red Christmas With You – Single Christmas CanCon Marcelle George Born Young Folk No Joseph Schertz Merry Karma Christmas – Single Rock / Christmas No K. Forest Final Bo$$ Pop Track 4 is NSFR CanCon Two Tonne Machete Pigs Pigs – Single Punk Explicit and Clean Versions Available No Igor Lisul Somewhere in Time, Vol. 2 Rock / Instrumental No Mezziah & DJ Ritz The Bloom Effect Hip Hop CanCon Les Batards Linge Sale Punk CanCon Sean A Mcnamara HER – Single Rock CanCon Jamie Hoover Surfin With Santa – Single Rock / Christmas No The Dream Eaters Year End Report Pop No Jeffery Straker A Very Prairie Christmas Folk / Christmas CanCon Dead Broke Hypernormal – Single Rock CanCon Cut Flowers Until It’s Time – Single Folk CanCon Dwayne Gretzky The Chain – Single Rock CanCon ARK IDENTITY Falling Apart – Single Pop CanCon Strawberry Alarm Clock Blow Your Mind b/w Live Water – Single Rock No Checkmate Favorite Song – Single Rock No Dave Lindsay Follow the Sun New Age CanCon Devah To Depression – Single Pop No Massimo Pieretti The Next Dream Rock No Damndest What Did You Expect? Rock No Gwynn Davies The Definition of Insanity, a Commodity, a Human Being Folk CanCon

Here is tonight’s Horizon Broadening Hour:

radiowaterloo.ca/wp-content/uploads/2025/12/The-Horizon-Broadening-Hour-109.mp3

Tracklist:

Dave Lindsay – Moon Climbing
Gao Hong & Royal Philharmonic Orchestra – Reminisces, Pt. 1: Memories of Home [for pipa, bassoon, and orchestra]
Jamie Lidell & Luke Schneider – The Story of Your Life
S-Pazz – Bees Die After Stinging
Alex Bird and the Jazz Mavericks – Christmas in the City
Vocal Quartet Misty – Kolenda
Michael Whalen – Silent Night
Touched Fables – What Could Have Been
The Dream Eaters – Bury Me Under Aisle 3
ARK IDENTITY – Falling Apart
Devah – To Depression
K. Forest – Deja’s View
Charles Webster and the South African Connection – Rain (feat. Bokang Ramatlapeng)
Noelly – Christmas Just Wouldn’t Be Christmas Without You
Carina – Snowball Effect
MAINEND – Coastal Trouble
MEZZIAH & DJ Ritz – I’ll Be Good
Marcelle George – Black Cats
Gwynn Davies – Terminal Velocity on Saturday
Cut Flowers – Until It’s Time
Johnny Beachit – Do You Like, Like Me?
Mike Van Eyes Big Band – Yield Not to Temptation
Jory Nash – Bombs Away
Cat Wells Blues Band – Merry Lil Christmas
Jeffrey Straker – Old Toy Trains
Sean A. Mcnamara – HER
Damndest – Noise Means Nothing
Core blo77er – the second day of the rest of your life
The Naysayers – Everybody Comes Here To Die
The Fake Friends – Sucker Born Every Minute
Discovery Through Torment – First Encounter Assault Regiment
Kasaka – Radio On
Carry the Sky – Sunday Morning

Also, to anyone curious, next week will primarily be dedicated to Christmas music — see y’all next time!

CKMS 102.7 FM: Radio Waterloo

David Par Radio The All Out Show

I hope you’re having a great holiday season and we have jam packed show on deck!

New tracks from the Nas And DJ Premier album, old school and new school jams and we discuss what’s trending

radiowaterloo.ca/wp-content/uploads/2025/12/DavidParRadioAllOutShow.mp3

Sit back and tune in

Happy Holidays

David Par Radio


CKMS 102.7 FM: Radio Waterloo

Synthetronic 80s – Episode #2 – 2025-12-13

radiowaterloo.ca/wp-content/uploads/2025/12/Synthetronic80s_Ep.2_2025-12-13.mp3

Download: Synthetronic 80s – Episode #2 (MP3, 80 MB, 58m00s)

TIME TITLE ARTIST 00:42 It’s A Sin Pet Shop Boys 05:38 Bad Michael Jackson 09:44 Secret Orchestral Manoeuvres In The Dark 13:31 Everything Counts (In Larger Amounts) Depeche Mode 19:00 Magic (In Your Eyes) FM 24:08 Wind Him Up Saga 29:50 I Love My Radio (European Mix) Taffy 36:59 Can Delight My Mine 43:23 Sleeping Bag (Extended Mix) ZZ Top 49:31 [spoken interlude] 55:00 Axel F Harold Faltermeyer

Synthetronic 80s airs on CKMS-FM 102.7 on Saturdays from 8:00pm to 9:00pm.

Click here to go to the Synthetronic 80s homepage

CKMS 102.7 FM: Radio Waterloo

The Tax-Funded Multiplier: How to Create Artificial Capacity in Your RRSP

The Big Domino: Most Canadians view their tax refund as a “bonus” found money to fund a vacation. The Wealth Strategist views a refund as a failure of planning. It represents “Artificial Capacity”—capital that should have been compounding in your account all year, but was instead loaned interest-free to the CRA.

In this episode, Sunny Kochar reveals the math behind the Tax-Funded Multiplier. You will learn how to stop being a passive passenger in your financial life and how to legally use the government’s money to expand your wealth foundation.

radiowaterloo.ca/wp-content/uploads/2025/12/tax-funded-multiplier-artificial-capacity-hexavision-sunny-kochar.mp3.mp3 What You Will Learn in This Episode:
  • [02:00] The Tax Refund Fallacy: Why getting a cheque in April means you gave the government an interest-free loan for 12 months.
  • [15:00] The “Factory Rebate” Parable: A masterclass in leverage—how a CEO buys a $1M factory using only $600k of cash.
  • [25:00] Violating Universal Law #3: How “Tax Drag” acts as a silent wealth killer in high-net-worth portfolios.
  • [30:00] The Gross-Up Strategy (The Math): A step-by-step technical breakdown of how to turn $20,000 of cash into over $35,000 of working assets immediately.
  • [42:00] The “Red Zone” Warning: The critical discipline required to ensure leverage creates kinetic wealth, not compound fractures.

Reference the “Factory Rebate Diagram” discussed in this episode.

Ready to Engineer Your Wealth?

If you are tired of the “Save and Wait” model and want to see the specific math for your marginal tax rate, download our strategy guide or book a direct consultation.

DOWNLOAD THE 2025 WEALTH ENGINEERING GUIDE

Ready to execute? Stop guessing and start engineering. Book a Breakthrough Meeting with the Hexavision Team.


Communitech

Mike Kirkup is turning startup mistakes into caregiver insights with Elderella

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Debt Free in 30 Minutes

589 – Debt Collectors Busier Than Ever? - What They Are Really Looking For from You

Debt collectors are contacting Canadians more than ever. In this episode, Doug Hoyes and Ted Michalos explain why activity is increasing, what collectors are actually looking for, and how to respond without accidentally restarting the clock on old debts. They also cover how to spot scams, understand your rights, and know when it's time to get professional help. Ontario Limitations Act

Collection Agency Rules, Ontario

Search the Ontario government's website to verify that a collection agency is licensed here Hoyes Michalos Credit Repair Strategies and Rebuilding Course Sign Up for the Monthly Debt Free Digest Hoyes Michalos YouTube Channel Learn About Debt Relief Options in Ontario

(00:00) Why debt collectors are busier than ever (02:00) What's driving higher delinquencies in Canada (04:10) When creditors typically begin collection efforts (06:00) What collectors want besides money (08:00) How small payments or acknowledgments reset the 2-year clock (10:00) Why collectors ask for employer and contact information (12:00) Should you answer if you can't pay? (14:00) How to verify a real collector vs. a scam (17:00) Your rights when dealing with collection calls (19:00) When it's time to speak with a Licensed Insolvency Trustee Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

CKMS 102.7 FM: Radio Waterloo

The Clean Up Hour, Mix 348

What’s up, y’all? Here is tonight’s Clean Up Hour — the last ode of the year, taking us all the way back to the last four months of 2000. Al Gore won Florida, then lost Florida; meanwhile, the PS2 launched in North America. If only we knew how far the empire would fall…

radiowaterloo.ca/wp-content/uploads/2025/12/The-Clean-Up-Hour-Mix-348-December-12-2025.mp3

Tracklist:

Outkast – B.O.B
M.O.P & Funkmaster Flex – Ante Up (Robbin-Hoodz Theory)
M.O.P, Busta Rhymes, Teflon, & Remy Ma – Ante Up (Remix)
Cam’Ron & Ol Dirty Bastard – Violence
Wu-Tang Clan & DJ Kay Slay – Do You Really (Thang, Thang)
Ja Rule – 6 Feet Underground
Scarface & Jay-Z – Get Out
E-40 & Ice Cube – Behind Gates
Jay-Z, Beanie Sigel, & Memphis Bleek – Change the Game
Xzibit & Dr. Dre – U Know
LL Cool J & Ja Rule – Back Where I Belong
Eminem & D12 – Words Are Weapons
Prodigy – Veteran’s Memorial
Nas, Bravehearts, & Millennium Thug – Kids in da P.J.’s
Binary Star – Solar Powered
Cella Dwellas & Inspectah Deck – Verbal Slaughter
Necro – Burn the Groove Down
Saukrates & Redman – W.Y.K.A
Souls of Mischief – 4th Floor Freaks
Phife Dawg – The Club Hoppa
Mystikal – Shake Ya A**
Ludacris & Shawna – What’s Your Fantasy
Ludacris, Shawna, Trina, & Foxy Brown – What’s Your Fantasy (Extended Remix)
Afroman – Crazy Rap (Colt 45)
Afroman – Because I Got High (Extended)
Murs – I Hate Your Boyfriend
Young MC – Ain’t Goin Out Like That (Scratch Mix)
Lil Wayne & Hot Boys – Shine
SPM – Country Life
Everlast – Black Jesus
Guru’s Jazzmatazz & Bilal – Certified
Afu-Ra – Whirlwind Thru Cities
Black Eyed Peas – Bridging the Gaps
The Pharcyde – Trust
Snoop Dogg & Kokane – Stacey Adams
Willie D – Hearse Cadillac
Memphis Bleek – I Get High
Aesop Rock – How to Be a Carpenter
D’Angelo – Feel Like Makin’ Love
Erykah Badu – Time’s a Wastin’
cnn declares Al Gore as winner of Florida
Reflection Eternal – The Blast

See y’all next time!

CKMS 102.7 FM: Radio Waterloo

Classical Coffee Break Episode 37 – 12.11.25

radiowaterloo.ca/wp-content/uploads/2025/12/Classical-Coffee-Break-Ep-37-12.11.25.mp3

Or download file:    radiowaterloo.ca/wp-content/uploads/2025/12/Classical-Coffee-Break-Ep-37-12.11.25.mp3

Start Time Composer Title Performer 01:25 Franz Schubert Piano Trio in B-Flat Major, Op. 99, D. 898: II. Andante un poco mosso Augustin Dumay, violin, Frederic Lodeon, cello, Jean-Philippe Collard, piano 11:27 Jacques Arcadelt Il bianco e dolce cigno (The White and Sweet Swan) The King’s Singers 13:26 Roman Hoffstetter String Quartet in F Major, Op. 3, No. 5: II. Andante cantabile “Serenade” (Formerly attributed to Josef Haydn as Hob. III:17) Alban Berg Quartett 19:53 Dmitri Shastakovich Concerto for Piano, Trumpet and String Orchestra, No. 1 in C Minor, Op. 35: II. Lento Eugene List, piano, Franz Wesenigk, trumpet, Berlin Opera Orchestra, Georg-Ludwig Jochum, conductor 28:11 Jaime Bosch Brimborium, Op. 11: Romance sans paroles Alexandra Whittingham, guitar 34:07 Johann Sebastian Bach Concerto for Violin and Oboe in C Minor, BWV 1060R: I. Allegro Janine Jansen, violin, Ramon Ortega Quero, oboe 39:03 Johannes Brahms 16 Waltzes, Op. 39: No. 15 in A-Flat Major Antonin Kubalek, piano 40:24 Robert Schumann Symphony No. 2 in C Major, Op. 61: III. Adagio espressivo Dresden Festival Orchestra, Ivor Bolton, conductor 50:33 Morten Lauridsen O magnum mysterium Wells Cathedral Choir, Matthew Owens, conductor

She Is Your Neighbour

Behind the Scenes with Lillie Proksch and Jenna Mayne

In this bonus episode of She Is Your Neighbour, our producer, Lillie, joins us to talk all things She Is Your Neighbour!

In this episode, we reflect on our favourite episodes of the podcast, and discuss the incredible impact these stories have had on us personally. We also talk about the process of creating impactful content, like the podcast and our short documentary and how this has resonated with our community. 

The conversation also touches on the transformative journeys of guests like Colette and Destiny, who have turned their experiences into advocacy. Looking ahead, we share our aspirations for the podcast’s growth and the importance of community support in addressing domestic violence. 

 Join in the conversation! Use the hashtag #SheIsYourNeighbour and connect with us on social media at @SheIsYourNeighbour and @WomensCrisisSWR.


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